Laser eye surgery Minneapolis continues to be a very popular choice for those people who are candidates for it. This surgery has huge appeal for the people who are able to take advantage of the technology that allows them to see perfectly without using glasses or contacts. Unfortunately, because LASIK surgery Minneapolis is considered by most insurance companies to be elective surgery, it is typically not a covered benefit. This leaves people with without lasik eye surgery Minneapolis that could lead them to a better quality of life or to find another way to finance it.
Many companies now offer a Flexible Spending Account, or FSA, or a Health Savings Account, or HSA, to their employees as part of their benefits package. Both a FSA and a HSA allows an employee to set aside a pre determined percentage of their wages each paycheck before taxes. This money can then be used to pay for medical expenses that are not covered by the employee’s health insurance. Some examples of expenses that can be paid for with a FSA or a HSA are doctor or hospital copays and deductibles as well as surgeries like a laser eye surgery Minneapolis that are elective such as LASIK eye surgery MN.
The flexibility of these spending accounts makes having laser eye surgery minneapolis such as LASIK Minneapolis much easier to afford. By taking a set percentage out of each paycheck, an individual does not need to come up with a huge amount all at one time in order to pay for their Minneapolis lasik surgery. The difference between the FSA and the HSA is that the FSA expires from year to year so the funds for surgeries such as a laser eye surgery Minneapolis must be used up by the end of the year. The HSA allows people to roll any unspent money from one year to the next. Using either of these options to pay for laser eye surgery Minneapolis can be a smart move.